A term loan granted to Indian Nationals for pursuing higher education in India or abroad where admission has been secured.
Eligible Courses
All courses having employment prospects are eligible.
* Graduation courses/ Post graduation courses/ Professional courses
* Other courses approved by UGC/Government/AICTE etc.
Expenses considered for loan
* Fees payable to college/school/hostel
* Examination/Library/Laboratory fees
* Purchase of Books/Equipment/Instruments/Uniforms
* Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
* Travel Expenses/Passage money for studies abroad
* Purchase of computers considered necessary for completion of course
* Cost of a Two-wheeler upto Rs. 50,000/-
Any other expenses required to complete the course like study tours, project work etc.
Amount of Loan
* For studies in India, maximum Rs. 10 lacs
* Studies abroad, maximum Rs. 20 lacs
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Friday 6 February 2009
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Personal loans are tricky - you never can quite make out whether it is absolutely necessary or if it is just a luxury you will be paying back for the next few years. That new computer, or that credit card outstanding, or the house refurnishing.
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2 comments:
Proper tracking of your investment is the main tip I suggest to all. Universities always messed up certain things for Students
Thanks for providing this information!! I want to take Education loan for doing MBA from any college which provides correspondence MBA coerces, I dont know whether I will get loan for this please let me know if you have any idea about it.
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